How to Prevent Title Theft in Georgia for Free
So you're a Georgia homeowner, and you've probably seen those late-night commercials warning that "someone could steal your home's title right out from under you!" 😱 Then they pitch you a $15/month subscription to lock your title, as if that's a real thing.
Spoiler alert: it’s not. But here’s the good news — Georgia offers real, free protection against home title fraud. No gimmicks. No subscriptions. Just good ol’ government systems doing their job (yes, really).
🎯 The Short Answer
Sign up for two free alert systems: Cherokee County’s Recording Activity Notification and Georgia’s FANS program. Together, they notify you if anyone tries to file documents under your name or property.
📬 Why Keep Reading?
Because you’ll learn how to sign up step-by-step, and why this free coverage is actually better than paid services like TitleLock. Plus, we’ll bust a few myths that scammy companies don’t want you to know.
🛑 What Is Home Title Theft, Really?
First, let’s clear the fog.
“Title theft” is when a criminal forges a deed or mortgage under your name to steal ownership or equity from your property. It’s rare, but when it happens, it can be devastating — leading to fake liens, lawsuits, or worse.
But here’s the thing: No one can steal your home just by filing a document. Property ownership in Georgia (and everywhere else) is based on legally valid documents, not just whatever’s recorded with the county.
"If someone forges your signature on a deed, it’s not legally binding — but it can cause legal headaches if you’re not paying attention."
— Georgia Office of the Attorney General
🏛️ The County-Level Hero: Recording Activity Notification
Cherokee County offers a free service that works like a hawk watching your property records.
✅ What It Is
The Recording Activity Notification is run through Cherokee County’s Landmark portal. When you sign up, you’ll get an email alert any time a deed, lien, mortgage, or plat is filed under your name.
🔐 Why It Works
This puts you on offense instead of defense. You’ll know within hours or days if something sketchy hits your record — giving you time to stop fraud before it turns into a legal quagmire.
🚀 How to Sign Up (Takes 2 Minutes)
- Go to the Landmark Fraud Alert Registration.
- Enter your name as it appears on property records.
- Add your email.
- That’s it — you’re in.
You can also check the Clerk’s Deeds and Records for more info.
🌐 The Statewide Backup: Filing Activity Notification System (FANS)
The state of Georgia wasn’t about to let Cherokee County have all the fun. Enter: FANS, a statewide fraud alert system from the Georgia Superior Court Clerks’ Cooperative Authority (GSCCCA).
📢 What FANS Does
FANS lets you track recordings under your name in ANY Georgia county — not just where you live. If someone files a lien against you in Fulton, Hall, or Savannah, you’ll know.
🛠️ Setup Steps (Also Super Easy)
- Visit the FANS Portal.
- Enter your name (and optional address).
- Choose the counties you want to monitor (you can select all).
- Add your contact info and confirm.
Boom. Now you’re covered statewide.
❌ Why You Don’t Need TitleLock (Or Its Cousins)
Let’s be real. Companies like TitleLock are not insurance. They can’t stop a fraudulent deed from being filed. What they do is notify you after the fact — which, surprise — is exactly what these free government tools already do.
✅Even the FTC and the Georgia Attorney General caution homeowners not to pay for title-lock services when better options are free.
Source: FTC Consumer Alert
🔍 Bonus Tip: Google Yourself
Still want an extra layer of DIY surveillance?
Set up a Google Alert for your name or property address. That way, if someone posts your property info on shady sites or it pops up in a new listing, you’ll know right away.
How to do it:
- Go to Google Alerts.
- Enter your property address in quotes (e.g., "123 Main Street, Woodstock, GA").
- Choose how often you want notifications.
- Hit “Create Alert.”
Recommended by the Georgia Consumer Protection Division.
📌 Final Checklist: Protect Your Title in 5 Minutes
Want the TL;DR version? Here’s what to do right now:
- ✅ Sign up for Cherokee County’s alert system
- 👉 Recording Activity Notification
- ✅ Register with Georgia FANS
- 👉 FANS Signup
- ✅ Set a Google Alert for your address
- ❌ Cancel that TitleLock trial — you don’t need it
- 💬 Tell your neighbors — protect the whole street
🧠 Final Thoughts: Don’t Pay for Peace of Mind
Home title theft is real, but rare — and totally manageable with the right tools. Thanks to Georgia’s forward-thinking public systems, you don’t need a credit card to stay protected.
You just need to stay informed — and now, you are. 💪